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p{max-width:180px;margin:0}.footer-column,.footer-newsletter{flex-direction:column;gap:8px;display:flex}.footer-column h2,.footer-newsletter h2{color:var(--color-text);margin:0 0 4px;font-size:.95rem;font-weight:600}.footer-column a{text-decoration:none}.footer-column a:hover{color:var(--color-accent-strong)}.footer-newsletter p{margin:0 0 8px}.newsletter-form{border:1px solid var(--color-border);background:#fff;border-radius:6px;grid-template-columns:1fr 42px;height:42px;display:grid;overflow:hidden}.newsletter-form input{min-width:0;color:var(--color-text);font:inherit;border:0;padding:0 14px}.newsletter-form input:focus{outline:2px solid var(--color-accent);outline-offset:-2px}.newsletter-form button{color:#fff;background:var(--color-accent);cursor:pointer;border:0;font-size:1.3rem}.footer-socials{gap:14px;margin-top:8px;display:flex}.footer-socials a{width:27px;height:27px;color:var(--color-text);background:#e9f1f2;border-radius:50%;place-items:center;font-size:.9rem;font-weight:600;text-decoration:none;display:grid}.footer-copyright{color:#8b9ba5;text-align:center;grid-column:1/-1;margin:10px 0 0;font-size:.84rem}@media(max-width:980px){.card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.home-cta{grid-template-columns:110px 1fr;padding:24px 34px}.cta-calendar-icon{width:104px;height:104px}.cta-calendar-icon svg{width:76px;height:76px}.home-cta .btn-primary{grid-column:2;justify-self:start}.footer-inner{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:640px){.home-hero{min-height:auto}.home-hero-inner{padding:34px 0 44px}.hero-mark{width:92px;height:100px;margin-bottom:-4px;transform:scale(.78)}.hero-actions,.btn-primary,.btn-secondary{width:100%}.hero-actions{gap:12px}.tool-section{padding-top:26px}.card-section{width:min(100% - 24px,1120px);padding:20px 14px}.section-header{flex-direction:column;align-items:flex-start;gap:8px}.card-grid{grid-template-columns:1fr}.article-card-image,.article-card-image-placeholder{height:180px}.home-cta{grid-template-columns:1fr;justify-items:start;width:min(100% - 24px,1120px);padding:24px 22px}.home-cta .hero-mark,.home-cta .cta-calendar-icon{display:none}.home-cta .btn-primary{grid-column:auto}.footer-inner{grid-template-columns:1fr;gap:26px;width:min(100% - 32px,1120px)}.footer-brand p{max-width:100%}}.article-body p{margin-bottom:1.2rem;font-size:1.1rem;line-height:1.3}.article-body h2{font-family:var(--font-display);color:var(--color-accent-dark);margin-top:3rem;margin-bottom:1rem;font-size:1.7rem;font-weight:700}.article-body h3{font-family:var(--font-display);color:var(--color-text);margin-top:2.25rem;margin-bottom:.75rem;font-size:1.25rem;font-weight:600}.article-body ul,.article-body ol{margin-bottom:1.5rem;padding-left:44px}.article-body li{margin-bottom:.6rem;font-size:1.1rem;line-height:1.2}.article-body strong{color:var(--color-text);font-weight:600}ul,.article-body ul{list-style-type:disc}.article-body ol{list-style-type:decimal}.article-body a.article-link{color:var(--color-accent);text-underline-offset:2px;font-weight:500;text-decoration:underline}.article-body a.article-link:hover,.article-body a.article-link:visited{color:var(--color-accent-dark)}.product-card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:14px;align-items:flex-start;gap:10px;margin-bottom:2rem;padding:24px;display:flex}.product-card-image-wrapper{border-radius:6px;flex-shrink:0;overflow:hidden}.product-card-image{object-fit:cover;flex-shrink:0;width:90px;height:120px}.product-card-content{flex:1}h3.product-card-title{font-family:var(--font-display);color:var(--color-text);margin-top:0;margin-bottom:6px;font-size:1.1rem;font-weight:600}p.product-card-description{margin-bottom:0;line-height:1.4}.product-card-price{color:var(--color-accent);margin-bottom:12px;font-size:.85rem;font-weight:600}.btn-affiliate{background-color:var(--color-accent);color:#fff;border-radius:8px;margin-top:1.2rem;padding:10px 20px;font-size:.875rem;font-weight:600;text-decoration:none;transition:background .15s;display:inline-block}.btn-affiliate:visited{color:#fff}.btn-affiliate:hover{background-color:var(--color-accent-strong)}.callout{background:var(--color-accent-light);border-left:4px solid var(--color-accent);color:var(--color-text);border-radius:0 10px 10px 0;margin-bottom:2rem;padding:18px 22px;font-size:.95rem;line-height:1.7}.breadcrumb{color:var(--color-accent-dark);flex-wrap:wrap;align-items:center;gap:6px;margin-bottom:24px;font-size:.9rem;line-height:1.2;display:flex}@media(max-width:600px){.breadcrumb-category,.breadcrumb 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.hero-title{color:var(--color-text);letter-spacing:0;margin:0 0 10px;font-size:clamp(2.55rem,6vw,4.45rem);font-weight:600;line-height:1.02}.home-hero .hero-title span{color:var(--color-accent)}.home-hero .hero-title-logo{width:min(100%,760px);margin:0 0 10px}.home-hero .hero-title-logo img{width:100%;height:auto;display:block}.card-section .card-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;margin-bottom:0;display:grid}.card-section .article-card-image,.card-section .article-card-image-placeholder{aspect-ratio:auto;height:130px}.card-section .article-card-image-placeholder{display:grid}@media(max-width:980px){.card-section .card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:640px){.card-section .card-grid{grid-template-columns:1fr}.card-section .article-card-image,.card-section .article-card-image-placeholder{height:180px}}.page-hero{background:#fff;border:1px solid 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h2{color:var(--color-text);margin-top:2.25rem;font-size:clamp(1.45rem,2.6vw,2rem);line-height:1.18}.article-body h3{color:var(--color-text);margin-top:1.8rem;font-size:1.2rem;line-height:1.25}.article-body ul,.article-body ol{color:#24384a;line-height:1.72}.tool-page{width:min(100% - 48px,1120px);max-width:1120px;margin:0 auto}.tool-page-body{max-width:1120px;margin:0 auto}.tool-page-body>.article-subtitle{color:#24384a;background:#e8f7f5a8;border:1px solid #46c6ba3d;border-radius:10px;margin:-4px 0 18px;padding:14px 18px;font-size:.98rem}.tool-disclaimer{border-left:3px solid var(--color-accent);max-width:820px;color:var(--color-muted);background:#f4fbfa;border-radius:0 8px 8px 0;margin:24px auto 56px;padding:14px 18px}@media(max-width:640px){.page-hero{border-radius:12px;width:min(100% - 24px,1120px);margin-top:18px;padding:24px 20px}.article,.tool-page{width:min(100% - 32px,900px)}.simple-page-title{margin-top:28px;font-size:clamp(1.75rem,9vw,2.35rem)}.article-image-wrapper,.article-body-image-wrapper{aspect-ratio:4/3;border-radius:12px}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}.tools-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin-bottom:0}@media(max-width:980px){.tools-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}.tool-card{position:relative;display:block;min-height:202px;background:#fff;padding:30px 58px 48px 98px;border-radius:14px;text-decoration:none;border:1px solid var(--color-border);box-shadow:0 14px 30px #0c263c14;transition:background-color .18s ease,border-color .18s ease,box-shadow .18s ease}.tool-card-icon{position:absolute;top:16px;left:16px;display:grid;place-items:center;width:68px;height:68px;border-radius:50%;color:var(--color-accent-strong);background:#46c6ba6b;flex-shrink:0}.tool-card-icon svg{width:36px;height:36px;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}.tool-card:nth-child(2) .tool-card-icon{color:#6654d9;background:#6654d957}.tool-card:nth-child(3) .tool-card-icon{color:#ef6348;background:#ff8f786b}.tool-card:nth-child(4) .tool-card-icon{color:#1a9d68;background:#5fce8b57}.tool-card-title{font-family:var(--font-body);display:block;font-size:1.2rem;font-weight:600;line-height:1.16;color:var(--color-text);margin:0 0 18px}.tool-card-description{max-width:210px;font-size:.82rem;color:var(--color-muted);line-height:1.45;margin:0}.tool-card-link{position:absolute;right:14px;bottom:14px;display:grid;place-items:center;width:30px;height:30px;overflow:hidden;color:var(--color-accent-strong);border-radius:50%;background:#46c6bab8}.tool-card-link svg{width:17px;height:17px;fill:none;stroke:currentColor;stroke-width:2.25;stroke-linecap:round;stroke-linejoin:round}.tool-card:nth-child(2) .tool-card-link{color:#6654d9;background:#6654d957}.tool-card:nth-child(3) .tool-card-link{color:#ef6348;background:#ff8f7894}.tool-card:nth-child(4) .tool-card-link{color:#1a9d68;background:#5fce8b61}.tool-card:hover{background:var(--color-accent-light);border-color:var(--color-accent)}.tool-card:hover .tool-card-title{color:var(--color-accent-strong)}@media(max-width:560px){.tools-grid{grid-template-columns:1fr}.tool-card{min-height:160px;padding:26px 56px 42px 96px}.tool-card-icon{top:16px;left:16px}}.calculator{background:var(--color-surface);border:1px solid var(--color-accent-subtle);border-radius:14px;padding:32px;margin-top:32px;display:flex;flex-direction:column;gap:20px;width:100%;box-sizing:border-box}.calc-section-label{font-weight:700;font-size:1.1rem;color:var(--color-accent);margin:24px 0 0}.calc-row{display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:16px}.calc-row label{display:flex;flex-direction:column;font-weight:600;font-size:.9rem;gap:6px}.calculator input[type=number],.calculator input[type=text],.calculator select{padding:10px 12px;border-radius:6px;border:1px solid var(--color-accent-subtle);font-size:1rem;width:100%;box-sizing:border-box;background:#fff}.calculator input[type=number]:focus,.calculator select:focus{outline:2px solid var(--color-accent);outline-offset:1px;border-color:transparent}.sliders{display:flex;flex-direction:column;gap:12px}.slider-row{display:grid;grid-template-columns:1fr auto auto;align-items:center;gap:12px}.slider-label{font-size:.88rem;min-width:0}.slider-val{font-size:.88rem;font-weight:700;min-width:1.5rem;text-align:right}input[type=range]{width:100%;max-width:220px;accent-color:var(--color-accent)}.gift-types{display:flex;flex-wrap:wrap;gap:8px}.gift-toggle{display:flex;align-items:center;gap:6px;font-size:.88rem;background:var(--color-accent-light);border:1px solid var(--color-accent-subtle);border-radius:20px;padding:6px 14px;cursor:pointer;transition:background .15s,border-color .15s,color .15s;user-select:none}.gift-toggle:has(input:checked){background:var(--color-accent-strong);border-color:var(--color-accent-strong);color:#fff}.gift-toggle input{accent-color:#fff}.calculator button{background:var(--color-accent, #5bb8be);color:#fff;padding:14px 20px;border:none;border-radius:8px;font-weight:700;font-size:1rem;cursor:pointer;transition:background .18s,box-shadow .18s;align-self:flex-start}.calculator button:hover:not(.is-active):not(.view-toggle-opt):not(.share-btn){background:#168f86}.result-block{display:flex;flex-direction:column;gap:16px;padding-top:18px;margin-top:12px;border-top:1px solid var(--color-border)}.result-heading h2,.result-total-title{font-size:1.4rem;font-weight:700;color:var(--color-accent);margin-top:20px;margin-bottom:20px}.result-total{font-weight:700;line-height:1.4}.result-range{display:block;font-size:.9rem;font-weight:400;color:var(--color-muted, #888);margin-top:12px}.result-note{font-size:.88rem;color:var(--color-muted, #666);line-height:1.6;margin:0 0 4px}.table-scroll{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:8px;border:1px solid var(--color-border)}@media(max-width:600px){.table-scroll{display:none}}.result-view-bar{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}.result-view-bar .result-note{margin:0}.view-toggle{display:flex;align-items:center;gap:6px;flex-shrink:0}.view-toggle-label{font-size:.8rem;font-weight:600;color:var(--color-muted, #6d9da0);text-transform:uppercase;letter-spacing:.05em;margin-right:2px}.view-toggle-btn{font-size:.82rem;font-weight:600;padding:5px 12px;border-radius:20px;border:1px solid var(--color-accent-subtle);background:transparent;color:var(--color-muted, #6d9da0);cursor:pointer;transition:background .15s,color .15s,border-color .15s}.view-toggle-btn.is-active{background:var(--color-accent, #18767b);border-color:var(--color-accent, #18767b);color:#fff}.view-toggle-btn:hover:not(.is-active){background:var(--color-accent-light, #18767b);border-color:var(--color-accent, #18767b);color:var(--color-accent, #18767b)}.breakdown-cards.is-desktop-visible{display:flex}.breakdown-cards{display:none;flex-direction:column;gap:10px}@media(max-width:600px){.breakdown-cards{display:flex}}.breakdown-card{background:var(--color-accent-light);border:1px solid var(--color-border);border-radius:10px;padding:14px 16px}.breakdown-card-title{font-size:.88rem;font-weight:700;color:var(--color-text, #1a2d2d);margin-bottom:10px}.breakdown-card-values{display:grid;grid-template-columns:1fr 1fr 1fr;gap:4px}.breakdown-card-value{display:flex;flex-direction:column;gap:2px}.breakdown-card-value-label{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--color-muted, #6d9da0)}.breakdown-card-value-amount{font-size:.95rem;font-weight:600;color:var(--color-text, #1a2d2d)}.breakdown-card-value-amount.is-mid{color:var(--color-accent, #18767b);font-size:1.05rem}.breakdown-card.is-total{background:var(--color-accent, #18767b);border-color:var(--color-accent, #18767b)}.breakdown-card.is-total .breakdown-card-title{color:#fff}.breakdown-card.is-total .breakdown-card-value-label{color:#ffffffb3}.breakdown-card.is-total .breakdown-card-value-amount{color:#fff}.breakdown-card.is-total .breakdown-card-value-amount.is-mid{color:#fff;font-size:1.15rem}.breakdown-table{width:100%;min-width:480px;border-collapse:collapse;font-size:.9rem}.breakdown-table th,.breakdown-table td{padding:10px 14px;text-align:right;border-top:1px solid var(--color-border);white-space:nowrap}.breakdown-table th:first-child,.breakdown-table td:first-child{text-align:left;white-space:normal;min-width:160px}.breakdown-table thead th{font-weight:700;font-size:.78rem;text-transform:uppercase;letter-spacing:.05em;color:var(--color-text, #888);border-top:1px solid var(--color-border)}.breakdown-table tbody tr:hover{border-top:1px solid var(--color-border)}.breakdown-table tbody tr:last-child td{border-bottom:none}.breakdown-table tfoot td,.breakdown-table .table-total td{font-weight:700;border-top:2px solid var(--color-accent-subtle);border-bottom:none;background:var(--color-accent-light)}.tool-disclaimer{margin-top:32px;font-size:.9rem;color:var(--color-muted);line-height:1.6;max-width:640px}.gift-suggestions{padding:16px 20px;background:var(--color-accent-light);border-left:3px solid var(--color-accent);border-radius:0 6px 6px 0;margin-top:20px}.gift-suggestions h3{font-size:.78rem;font-weight:700;margin:0 0 10px;text-transform:uppercase;letter-spacing:.06em;color:var(--color-muted, #666)}.gift-suggestions ul{margin:0;padding:0 0 0 1.2rem;font-size:.88rem;line-height:1.8}@media(max-width:480px){.calculator{padding:20px 16px;gap:16px;border-radius:10px}.calc-row{grid-template-columns:1fr 1fr;gap:12px}.slider-row{grid-template-columns:1fr;gap:6px}input[type=range]{max-width:100%}.calculator button{width:100%}}@media(max-width:400px){.calculator{padding:16px 12px}}@media(max-width:360px){.calc-row{grid-template-columns:1fr}}@media(min-width:601px){.calc-btn-mobile{display:none}}.calc-optional{font-weight:400;font-size:.8rem;color:var(--color-muted, #6d9da0)}.result-heading{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;user-select:none}.result-names{font-family:var(--font-body);font-size:1.4rem;font-weight:700;color:var(--color-accent-dark);margin:0}.view-toggle{display:flex;align-items:center;gap:8px;user-select:none;flex-shrink:0}@media(max-width:600px){.view-toggle{display:none}}.view-toggle-label{font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--color-muted, #6d9da0)}.view-toggle-track{position:relative;display:flex;background:#eef7f8;border:1px solid var(--color-accent-subtle);border-radius:20px;padding:3px}.view-toggle-pill{position:absolute;top:3px;left:3px;height:calc(100% - 6px);border-radius:16px;background:var(--color-accent, #18767b);transition:transform .22s ease,width .22s ease;pointer-events:none;z-index:0}.calculator button.view-toggle-opt{position:relative;z-index:1;font-size:.8rem;font-weight:600;padding:4px 12px;border:none;background:transparent;border-radius:16px;cursor:pointer;color:var(--color-muted);transition:color .2s;white-space:nowrap}.calculator button.view-toggle-opt:hover{color:var(--color-accent-light)}.calculator button.view-toggle-opt.is-active{color:#fff}.breakdown-card.is-total{background:#fff;border:2px solid var(--color-accent, #18767b)}.breakdown-card.is-total .breakdown-card-title{color:var(--color-accent, #18767b);font-size:.95rem}.breakdown-card.is-total .breakdown-card-value-label{color:var(--color-muted, #6d9da0)}.breakdown-card.is-total .breakdown-card-value-amount{color:var(--color-text, #1a2d2d)}.breakdown-card.is-total .breakdown-card-value-amount.is-mid{color:var(--color-accent, #18767b);font-size:1.2rem}.calculator{position:relative;overflow:hidden;gap:22px;margin-top:20px;padding:clamp(22px,4vw,38px);border:1px solid rgba(223,233,235,.95);border-radius:16px;background:linear-gradient(135deg,#e8f7f5cc,#fffffffa 38%),#fff;box-shadow:0 16px 38px #0c263c14}.calc-section-label{margin:12px 0 -2px;color:var(--color-text);font-size:.92rem;font-weight:700;letter-spacing:.03em;text-transform:uppercase}.calc-row{gap:18px}.calc-row label{gap:8px;color:var(--color-text);font-size:.88rem;font-weight:700}.calculator input[type=number],.calculator input[type=text],.calculator select{min-height:46px;padding:11px 13px;border:1px solid rgba(12,38,60,.14);border-radius:8px;color:var(--color-text);background:#ffffffeb;box-shadow:0 1px #0c263c08}.calculator input[type=number]:focus,.calculator input[type=text]:focus,.calculator select:focus{outline:3px solid rgba(70,198,186,.24);outline-offset:1px;border-color:var(--color-accent)}.slider-row{padding:12px 14px;border:1px solid rgba(223,233,235,.92);border-radius:10px;background:#ffffffb3}.slider-label{color:var(--color-text);font-weight:600}.slider-val{color:var(--color-accent-strong)}.gift-toggle{border-color:#46c6ba3d;background:#e8f7f5b8}.gift-toggle:hover{border-color:#0c263c38;background:#fff}.gift-toggle:has(input:checked){background:var(--color-text);border-color:var(--color-text)}.calculator button{border-radius:8px;background:linear-gradient(135deg,var(--color-accent),var(--color-accent-strong));box-shadow:0 10px 20px #46c6ba3d}.calculator button:hover:not(.is-active):not(.view-toggle-opt):not(.share-btn){background:linear-gradient(135deg,#31b7ac,#168f86)}.result-block{margin-top:4px;padding:22px;border:1px solid rgba(70,198,186,.2);border-radius:14px;background:#fff;box-shadow:0 10px 24px #0c263c0f}.result-heading h2,.result-total-title,.result-names{color:var(--color-text);font-weight:600}.result-total{padding:16px 18px;border-radius:12px;color:var(--color-text);background:var(--color-accent-light)}.result-total strong{color:var(--color-accent-strong);font-size:1.5rem}.table-scroll{border-color:#0c263c1a;border-radius:10px}.breakdown-table th,.breakdown-table td{border-top-color:#0c263c14}.breakdown-table thead th{color:var(--color-muted);background:#f6fbfb}.breakdown-table tbody tr:hover{background:#f8fdfb}.breakdown-card{border-color:#0c263c1a;background:#f8fdfb}.breakdown-card.is-total{background:#fff;border-color:var(--color-accent)}.view-toggle-track{border-color:#0c263c1a;background:#f3faf9}.view-toggle-pill{background:var(--color-text)}@media(max-width:480px){.calculator{border-radius:12px}.result-block{padding:16px}}.breakdown-card-credit{margin-top:10px;padding-top:8px;border-top:1px solid #e0f2f3;font-size:.75rem;color:var(--color-muted, #6d9da0);display:flex;gap:4px;flex-wrap:wrap}.breakdown-card-credit a{color:var(--color-muted, #6d9da0);text-decoration:underline;text-underline-offset:2px}.result-credit{display:flex;align-items:center;flex-wrap:wrap;gap:6px 12px;padding-top:12px;border-top:1px solid #e0f2f3;font-size:.8rem;color:var(--color-muted, #6d9da0)}.result-credit-names{font-weight:600;color:var(--color-text, #1a2d2d)}.result-credit-link{color:var(--color-muted, #6d9da0);text-decoration:underline;text-underline-offset:2px}.result-credit-link:hover{color:var(--color-accent, #18767b)}.share-btn{display:inline-flex;align-items:center;gap:5px;margin-left:auto;font-size:.8rem;font-weight:600;color:var(--color-accent, #18767b);background:transparent;border:1px solid var(--color-accent, #18767b);border-radius:20px;padding:4px 12px;cursor:pointer;transition:background .15s,color .15s;user-select:none}.share-btn:hover{background:var(--color-accent, #18767b);color:#fff}.share-confirm{font-size:.78rem;color:var(--color-accent, #18767b);font-weight:600;opacity:0;transition:opacity .2s}.share-confirm.is-visible{opacity:1}